How to read your Ocoee TRIM notice
The TRIM notice can look like a tax bill, but it is really a preview. It shows your property values, exemptions, proposed tax rates and estimated taxes from each taxing authority before final budgets are adopted.
Check your value
Start with market, assessed and taxable value. They are not the same thing.
Find the Ocoee row
Your notice contains several taxing authorities. The City of Ocoee is only one line.
Compare the columns
Last year, the rolled back rate, and the proposed rate. Each answers a different question.
Look below for assessments
Fire, sanitation, stormwater and other assessments are separate from ad valorem property taxes.
One document, several different pieces
This sample follows the layout and wording of an Orange County TRIM notice. Press Start TRIM guide and the notice lights up one part at a time.
OR ADOPTED NON AD VALOREM ASSESSMENTS
ORANGE COUNTY TAXING AUTHORITIES
THIS IS NOT A BILL
OCOEE, FL 34761
100 EXAMPLE WAY
OCOEE, FL 34761
| Taxing Authority | Prior Taxable Value | 2025 Final Rate | 2025 Taxes | Current Taxable Value | Rolled Back Rate | Taxes if No Change | Proposed Rate 3 | Proposed Taxes |
|---|---|---|---|---|---|---|---|---|
| Public Schools | $205,000 | 6.4490 | $1,322.05 | $211,000 | 6.2400 | $1,316.64 | 6.3430 | $1,338.37 |
| Orange County | $180,000 | 4.4347 | $798.25 | $184,589 | 4.2405 | $782.75 | 4.4347 | $818.60 |
| CITY OF OCOEE | $180,000 | 4.9500 | $891.00 | $184,589 | 4.8111 | $888.08 | 5.2922 | $976.88 |
| County Library | $180,000 | 0.3748 | $67.46 | $184,589 | 0.3575 | $65.99 | 0.3748 | $69.18 |
| St. Johns WMD | $180,000 | 0.1793 | $32.27 | $184,589 | 0.1727 | $31.88 | 0.1793 | $33.10 |
| TOTAL AD VALOREM PROPERTY TAXES | $3,111.03 | $3,085.34 | $3,236.13 | |||||
| Levy / Purpose | Units | Rate | Assessment |
|---|---|---|---|
| City of Ocoee, Residential Sanitation | 1.00 | $349.24 | $349.24 |
| City of Ocoee, Fire Rescue | 1.00 | $383.90 | $383.90 |
| City of Ocoee, Storm Drainage | 100.00 | $1.00 | $100.00 |
| TOTAL SAMPLE ASSESSMENTS | $833.14 | ||
Market value is not taxable value
Your market value is the Property Appraiser's estimate of value. Assessment limits and exemptions can reduce the value used to calculate taxes.
Ocoee is only one taxing authority
The notice also includes the School Board, Orange County, the Library District and the water management district. The City does not receive the entire ad valorem total.
The three comparisons answer different questions
Last year shows what you paid. The rolled back rate is calculated to raise about the same total property tax revenue as the prior year from existing property, excluding specified changes such as new construction. It does not promise that an individual property will owe the same amount. The proposed rate is the highest rate the taxing authority may adopt, set in July before the notices were mailed.
Assessments are separate
Non ad valorem assessments may appear on the same notice, but they are not calculated from taxable value and millage. They fund specific services or obligations.
How the City line on the sample is figured
Watch the sample home go from market value to the City tax on the bill. Press Replay to run it again.
Same rate as last year, but the City line rises $22.72 because the taxable value went up from $180,000 to $184,589. That is why the notice counts it as a tax increase.
Why two kinds of charges appear on one notice
The most common source of confusion is that ad valorem taxes and non ad valorem assessments can both appear on the tax notice even though they are calculated differently.
Ad valorem property tax
Based on taxable property value. The taxing authority applies a millage rate to the taxable value. Ocoee's City tax is one line among several taxing authorities.
Non ad valorem assessment
Not based on taxable value or millage. The charge may be based on a dwelling unit, service unit, square footage, parcel characteristic or another adopted assessment method.
What residents usually want to know
These answers explain the main parts of the notice and what each section means.
Is the TRIM notice my tax bill?
No. The notice is marked “DO NOT PAY, THIS IS NOT A BILL.” It provides proposed tax information and hearing information before the final tax bill is issued.
Why are there so many government agencies on the notice?
Several independent taxing authorities can levy property taxes on the same property. Each authority has its own line, taxable value, rate and estimated tax.
Why can taxable value be lower than market value?
Assessment limitations and exemptions can reduce the assessed or taxable value used for a particular tax levy.
Is the Fire Rescue assessment part of Ocoee's millage?
No. It is shown as a non ad valorem assessment, separate from the City's ad valorem property tax calculation.
Why might my final bill be different from the proposed column?
The proposed rate is a ceiling. Each taxing authority adopts its final rate in September, and it can be lower. Ocoee adopted 4.9500 mills after showing 5.2922 on the notice. Your November bill also includes adopted assessments and early payment discounts.
If the City kept the same rate, why was it advertised as a tax increase?
Florida law compares the adopted rate to the rolled back rate. In 2026 property values rose, so the rolled back rate was 4.8111 mills. Ocoee kept 4.9500, which is 2.89% above the rolled back rate. State law requires that to be advertised as a tax increase, even though the rate itself did not change.
When will I get my tax bill?
The Orange County Tax Collector mails bills starting in November. Paying in November gets the largest early payment discount. Taxes are due by March 31.